PENGARUH LITERASI KEUANGAN, LIFESTYLE HEDONIS DAN SIKAP KEUANGAN PRIBADI TERHADAP PERILAKU KEUANGAN ANAK MUDA

Mariana, Veronika Nita (2024) PENGARUH LITERASI KEUANGAN, LIFESTYLE HEDONIS DAN SIKAP KEUANGAN PRIBADI TERHADAP PERILAKU KEUANGAN ANAK MUDA. Undergraduate thesis, Universitas Katolik Musi Charitas.

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Abstract

Financial behavior is a person's ability to organize planning, budgeting, auditing, managing, controlling, searching for and storing daily financial funds. One of the factors that influences financial behavior is knowledge about financial literacy. The author's aim is to determine the influence of financial literacy, hedonic lifestyle and personal financial attitudes on financial behavior among young people in the city of Palembang. The number of samples in this study was 130 young people using the Slovin formula. The analysis technique in this research uses multiple linear regression, multiple correlation determination, t test and F test. The results of this research show that financial literacy (X1) has a positive and significant effect on financial behavior (Y). Hedonic lifestyle (X2) influences financial behavior (Y). Personal financial attitudes (X3) influence financial behavior (Y). Financial literacy, hedonic lifestyle and personal financial attitudes simultaneously have a significant influence on the financial behavior of young people in the city of Palembang. Keywords: Financial Literacy, Hedonic Lifestyle, Personal Financial Attitudes, Financial Behavior.

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