PERBANDINGAN KINERJA KEUANGAN (RGEC) BANK PEMERINTAH DAN BANK UMUM SWASTA DI BURSA EFEK INDONESIA TAHUN 2012-2016

ABSTRACT

This research objectives is to find out financial performance comperasion by
using Indonesian Bank criterion, names RGEC. Financial performance
comperasion was done in BUMN and private bank to find out wether there is a
difference financial performance between BUMN bank (state bank) and private
bank. Population in the research is banking which registered in BEI at years
2012-2016. This research applied purposive sampling method to take the sample.
Which result 175 observasive data. Hypothesis test was use Mann Whitney
technique. This research result that there is no difference between financial
performance between BUMN bank and private bank that showed by NPL ratio
and CAR. In other hand, there is a significant difference of financial performance
which showed by LDR ratio, GCG rank, ROA ratio between BUMN bank and
private bank.

Keyword: RGEC, NPL, LDR, GCG, ROA, CAR