Mendari, Anastasia Sri and Soejono, Fransiska (2019) HUBUNGAN TINGKAT LITERASI DAN PERENCANAAN KEUANGAN. Jurnal Modus, 31 (2). pp. 227-240. ISSN 2549-3787

[img] Text
J19_Hubungan Tingkat Literasi_Anastasia&Fransiska.pdf

Download (504kB)
Official URL:


This study aims to determine the financial planning of lecturers in Palembang and analyze its relationship with the financial literacy index. The data analysis method used in this study is descriptive analysis, validity, reliability, and normality test data. Hypothesis testing uses Pearson correlation test. The number of respondents in this study was 153 respondents. Data collection techniques use survey techniques with questionnaires. The results showed that the average lecturer was good enough in terms of implementing the steps of financial planning and debt management. The lecturer has realized the importance of insurance but lacks understanding of the insurance products needed. Lecturers are still not optimal in investing. The lecturer realizes the importance of preparing a pension fund, but the average lecturer does not have a retirement plan. Lecturers consider inheritance planning to be important, but they have not planned their inheritance too much. The results of the study also show that there is a relationship between financial literacy and financial planning.

Item Type: Article
Uncontrolled Keywords: literasi keuangan; perencanaan keuangan; manajemen keuangan
Subjects: H Social Sciences > HG Finance
Divisions: Journal Publications > Management Study Program
Depositing User: Fransiska Soejono
Date Deposited: 12 Sep 2019 11:26
Last Modified: 12 Sep 2019 11:26

Actions (login required)

View Item View Item