Hubungan Tingkat Literasi dan Perencanaan Keuangan Dosen Perguruan Tinggi di Palembang

anastasia, sri mendari and Soejono, Fransiska Hubungan Tingkat Literasi dan Perencanaan Keuangan Dosen Perguruan Tinggi di Palembang. Project Report. UKMC, Palembang. (Unpublished)

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Abstract

This study aims to determine financial planning of lecturers in Palembang and analyze its relationship with the financial literacy index. The data analysis method used in this study is descriptive analysis, validity, reliability, and normality test data. Hypothesis testing uses Pearson correlation test. The number of respondents in this study were 153 respondents. Data collection techniques use survey techniques with questionnaires. The results showed that the average lecturer was good enough in terms of implementing the steps of financial planning and debt management. The lecturer has realized the importance of insurance but lacks understanding of the insurance products needed. Lecturers are still not optimal in investing. The lecturer realizes the importance of preparing a pension fund, but the average lecturer does not have a retirement plan. Lecturers consider inheritage planning is important, but they have not planned their inheritage too much. The results of the study also show that there is a relationship between financial literacy and financial planning. This research implies the need for greater efforts from interested parties to raise awareness of the importance of personal financial planning and that financial planning can involve a professional in the financial sector through various media.

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