pengaruh literasi keuangan, persepsi manfaat, dan gaya hidup terhadap cashless society

., Velicia (2025) pengaruh literasi keuangan, persepsi manfaat, dan gaya hidup terhadap cashless society. Undergraduate thesis, Universitas Katolik Musi Charitas.

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Abstract

This study aims to find out the influence of financial literacy, perceived benefits and lifestyle on a cashless society. The data used is primary data from the questionnaire. The population of this research is people who have used electronic payment devices in the city of Palembang, and the sample used was 133 respondents using the solvin formula. Data analysis techniques use validity tests, reliability tests, classical assumption tests, and descriptive statistics. The model feasibility test technique uses the F test and coefficient of determination. The hypothesis testing technique uses multiple linear regression analysis and the T test. The results of this research reveal that financial literacy and lifestyle influence a cashless society, while perceived benefits has no influence on a cashless society.

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