PENGARUH FINTECH PAYMENT GATEWAY TERHADAP KINERJA KEUANGAN UMKM DENGAN LITERASI KEUANGAN SEBAGAI VARIABEL MODERASI

Gunawan, Calvin (2024) PENGARUH FINTECH PAYMENT GATEWAY TERHADAP KINERJA KEUANGAN UMKM DENGAN LITERASI KEUANGAN SEBAGAI VARIABEL MODERASI. Undergraduate thesis, Universitas Katolik Musi Charitas.

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Abstract

This research aims to determine the influence of Fintech Payment Gateway on the financial performance of MSMEs with financial literacy as a moderating variable. This type of research is quantitative research. The population in this study were all MSMEs in Palembang with large hill and small hill areas as research samples. The sample determination method uses a purposive sampling technique. The data analysis technique used is moderated regression by looking at the strength of moderation and the t test using SPSS version 22. The results of this research show that the Fintech Payment Gateway variable influences the financial performance of MSMEs and the financial literacy variable strengthens the relationship between the independent variable fintech payment gateway and the dependent variable performance MSME finance. Keywords: Fintech Payment Gateway, Financial Performance, Financial Literacy.

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