PENGARUH KEBERADAAN FINANCIAL TECHNOLOGY (FINTECH) TERHADAP KINERJA KEUANGAN PERBANKAN

Lorensia, Fransisca (2023) PENGARUH KEBERADAAN FINANCIAL TECHNOLOGY (FINTECH) TERHADAP KINERJA KEUANGAN PERBANKAN. Undergraduate thesis, Universitas Katolik Musi Charitas.

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Abstract

This research was conducted with the aim of analyzing the effect of financial technology on the financial performance of banks in Indonesia. The population in this study are all banking companies in Indonesia that have used fintech. The research sample was determined using a purposive sampling technique. The sample obtained was 40 banking companies with the period from 2020 to 2022. The results of this study indicate that the existence of fintech has no effect on banking financial performance in 2020-2022 as measured by ROA. Keywords: Financial Technology, Financial Performance, ROA.

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